Equipment finance is high-volume, time-sensitive, and collateral-driven, but analysts still key invoice data into spreadsheets by hand, underwriters rebuild financials every deal, and collateral values go untracked after closing. You lose deals to captives and fintechs that move faster, and margin to manual work that was never necessary.
Spent on invoice entry, collateral lookup, and financial spreading before decisioning begins
From application submission to funded equipment loan or lease — vs. same-day decisioning from captive lenders
Borrowers choose faster competitors when lenders can't deliver decisions within hours
Deploy one agent to clear a single bottleneck, or the full suite to transform how you originate and manage equipment credit. Each works on its own or together.
Engages borrowers, pre-screens on equipment type, useful life, and borrower profile, and collects invoices, specs, and financials autonomously. Packages a complete application before a credit analyst touches the deal.
Reads equipment invoices, appraisals, and specs and returns structured collateral profiles including make, model, year, condition, estimated residual value, and advance rate against your policy. Handles transportation, construction, agriculture, manufacturing, technology, and medical equipment with the same engine.
Reads the full credit file, applies your equipment finance policy, builds the borrower and collateral risk narrative, and recommends structure: term, rate, and advance rate. Handles loans, leases, and lines across every equipment category and borrower size.
Reads tax returns, financials, and bank statements and returns clean spreads. Calculates DSCR, fixed charge coverage, collateral coverage, and residual exposure, with full lineage back to source.
Builds the equipment finance credit memo from collateral analysis, spreads, and risk narrative. Board-ready in your format, with citations back to every source: invoice, appraisal, and financials.
Tracks relationships after booking. Monitors reporting deadlines, covenants, equipment schedules, collateral values, and risk signals at the borrower and portfolio level.
Every agent reads from one policy layer. Advance rates at intake match underwriting standards, which match the schedules in monitoring. One policy, truck loan or fleet line alike.
Collateral data flows from intake to underwriting to monitoring. Borrowers submit invoices once, schedules build automatically, and the full history sits in one place.
Every decision is logged with rationale, source, and policy reference. When examiners ask why a deal cleared at a given advance rate, the answer is one click away.
One suite across transportation, construction, agriculture, manufacturing, healthcare, and technology. Configure once for your policy and LOS. Reconfigure when it changes, no rebuilds.
Measurable impact from community and regional banks and equipment finance companies running the Equipment Finance suite in production.
End-to-end AI agents for C&I, working capital, and term lending — from business intake through portfolio monitoring.
Property-specific underwriting, rent roll analysis, and continuous monitoring purpose-built for commercial real estate.
Automate SBA 7(a) and 504 workflows, eligibility checks, and form completion end-to-end.
Fast, policy-aware decisioning for small business credit at scale.
Turn customer activity into actionable insights that drive engagement, retention, and growth.
Accelerate application reviews, income verification, and loan decisioning with AI-powered automation.
Pre-trained, finserv-specific capabilities the agents in this Equipment Finance suite compose on demand.
100+ pre-built integrations across cores, LOS, document systems, data providers, and CRM. Coordinate with legal before publishing the logo list.
Start with one agent or deploy the full suite. Either way, our team handles scoping, configuration, and go-live. Most institutions running a single agent live in five business days. Most multi-agent deployments are in production within 30 days.
