An AI agent for banks reads the inputs, applies the bank's own policy and credit standards, produces a finished work product, and hands it to a person for review.
Unlike rules-based automation, an agent can keep working when borrower documents arrive in unfamiliar formats or financial statements use non-standard line items.
The practical test is simple: does it produce something a credit officer would actually use?
Connect source systems, load templates and thresholds, validate on real files, then go live with a defined review gate.
Configure the connected workflow from intake through monitoring and validate the complete chain against live volume.
Bring a real borrower package, the messier the better. See what the intake, extraction, spreading and memo agents produce.
