Automate multi-year financial spreading, eligibility mapping, form reconciliation, and credit file packaging to deliver SBA-ready credit files in minutes.
SBA lending runs on rigid rules and heavy documentation, forcing underwriters to spend hours cross-referencing multi-borrower histories, verifying affiliate structures, and aligning thousands of fields across SBA forms.
Replace SBA compliance checks with an automated financial analysis engine, normalizing multi-entity business data, ensuring flawless form alignment, and delivering a complete, SBA-ready credit package.
Measurable impact from Preferred Lender Program (PLP) banks and active SBA lenders that have deployed the Underwriting Agent.
Automates document collection, SBA eligibility pre-screening, and application assembly - delivering a complete, SBA-ready file to underwriting in hours.
Automates ongoing SBA covenant monitoring, financial reporting requirements, and insurance tracking across your SBA portfolio to maintain compliance with SBA servicing standards.
Pre-trained, finserv-specific capabilities the agent composes on demand to automate credit file packaging.
Classifies and extracts data from SBA-required documents and financial submissions.
Normalizes multi-entity SBA financials including pass-through income and owner compensation.
Applies institution-specific credit rules for real-time scoring and exception routing
Assembles SBA-ready credit memos satisfying both bank and SBA examiner standards.
Pre-populates SBA Forms 1919, 912, 413, and Authorization exhibits from extracted data.
Links every financial metric and eligibility determination to the originating source document.
Flags SBA guideline deviations and internal policy exceptions with documentation for routing.
With 100+ pre-built integrations across LOS, core banking platforms, credit bureaus, Secretary of State databases, and document management systems.
Our team handles deployment end-to-end - from SBA policy configuration and ETRAN integration to credit memo packaging and go-live. Most SBA lenders are in production within 5 business days, with no disruption to existing deal workflows.
