What is the credit union industry outlook for 2027?

The outlook is moderate growth. TruStage's April 2026 report forecasts 6.0% loan growth, 7.0% savings growth, 0.90% delinquency, and 0.85% ROA for 2027. NCUA's Q2 2026 data shows a strong starting point, with capital at 11.42% and assets up 5.0% over the year.