A securities-backed line of credit (SBLOC) allows clients to borrow against their investment portfolio without selling assets. Instead of liquidating $500K in investments to fund a need, a client can access a $500K SBLOC against their portfolio. The investments continue to grow, the AUM stays under the advisor's management, and the client gets the liquidity they need. SBLOCs are especially valuable for high-net-worth clients with concentrated positions or long-term investment strategies.
