How do you integrate cash flow data into the lending process?

Through consented open-banking APIs and accounting-platform connections that feed transaction-level data directly into the credit workflow. The integration work is less about the connection than what happens after it: transactions need classifying, transfers and owner draws need removing, and categories need normalising before any metric is trustworthy. Uptiq ships with 100+ pre-built integrations across core banking, LOS, CRM, and data providers, so this runs inside existing systems rather than alongside them.