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Uptiq's Document AI extracts wage, withholding, and employer data from W-2s across tax years, standardizing it for income calculation regardless of payroll provider or form layout.
Trusted by financial institutions across banking, lending & credit
What Is This
A W-2 reports an employee's annual wages and tax withholding, and is one of the most common income-verification documents in consumer and mortgage underwriting.
Uptiq's Document AI extracts wage, withholding, and employer data from W-2s across tax years, standardizing it for income calculation regardless of payroll provider or form layout.
Multiple W-2s per borrower (multiple employers, multiple years) need to be aggregated
The Solution
Uptiq's Document AI extracts wage, withholding, and employer data from W-2s across tax years, standardizing it for income calculation regardless of payroll provider or form layout.
The result: your team spends time on judgment calls, not re-keying w2 data — measured across production deployments.
What Uptiq Extracts
A sample of the structured fields Uptiq's Document AI captures from this document type.
| Field | Example |
|---|---|
| Employer Name | [Employer Name] |
| Box 1 Wages | $94,200 |
| Federal Tax Withheld | $14,100 |
| Social Security Wages | $96,500 |
| Tax Year | 2025 |
| Employee Name | [Employee Name] |
{
"employer_name": "[Employer Name]",
"box_1_wages": "$94,200",
"federal_tax_withheld": "$14,100",
"social_security_wages": "$96,500",
"tax_year": "2025",
"employee_name": "[Employee Name]"
}Key Benefits
Uptiq's Document AI extracts wage, withholding, and employer data from W-2s across tax years, standardizing it for income calculation regardless of payroll provider or form layout.
Multiple W-2s per borrower (multiple employers, multiple years) need to be aggregated
Scanned or faxed W-2s are lower quality than digitally issued ones
Every extracted field traces back to its source page — examiner-ready documentation, every time.
100+ native integrations across loan origination systems, cores, and workflows. No new infrastructure.
Process more w2 volume with your existing team as application volume grows.
Proven at Scale
Results represent aggregate outcomes across production deployments. Individual results may vary.
How It Works
The w2 arrives via email, portal, or upload. AI classifies it automatically.
Fields are extracted at 95%+ accuracy with full data lineage back to the source page.
Extracted fields are validated and structured for downstream use.
Structured, extracted data lands in your existing loan origination or servicing system.
Common Questions
Related Document Types
Book a 30-minute session. We'll run a live extraction demo on your own w2 documents.
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