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Uptiq's Document AI extracts every source — loan proceeds, equity injection, seller note, grants — and every use — purchase price, construction, working capital, closing costs, fees — checks that the two totals reconcile, and posts the result to the credit file and your LOS.
Trusted by financial institutions across banking, lending & credit
What Is This
A sources and uses of funds statement is the two-column table showing where every dollar in a transaction comes from and where it goes, and it must balance before a lender can size the loan or verify the borrower's equity injection.
Uptiq's Document AI extracts every source — loan proceeds, equity injection, seller note, grants — and every use — purchase price, construction, working capital, closing costs, fees — checks that the two totals reconcile, and posts the result to the credit file and your LOS.
Sources and uses that miss footing by a few thousand dollars stall an SBA package late in the process
The Solution
Uptiq's Document AI extracts every source — loan proceeds, equity injection, seller note, grants — and every use — purchase price, construction, working capital, closing costs, fees — checks that the two totals reconcile, and posts the result to the credit file and your LOS.
The result: your team spends time on judgment calls, not re-keying sources and use of funds data — measured across production deployments.
What Uptiq Extracts
A sample of the structured fields Uptiq's Document AI captures from this document type.
| Field | Example |
|---|---|
| Total Sources | $2,850,000 |
| Total Uses | $2,850,000 |
| Loan Proceeds | $2,365,000 |
| Borrower Equity Injection | $285,000 (10%) |
| Seller Note | $200,000, full standby |
| Purchase Price | $2,600,000 |
| Working Capital | $125,000 |
| Closing Costs & Fees | $125,000 |
{
"total_sources": "$2,850,000",
"total_uses": "$2,850,000",
"loan_proceeds": "$2,365,000",
"borrower_equity_injection": "$285,000 (10%)",
"seller_note": "$200,000, full standby",
"purchase_price": "$2,600,000"
}Key Benefits
Uptiq's Document AI extracts every source — loan proceeds, equity injection, seller note, grants — and every use — purchase price, construction, working capital, closing costs, fees — checks that the two totals reconcile, and posts the result to the credit file and your LOS.
Sources and uses that miss footing by a few thousand dollars stall an SBA package late in the process
Seller notes on full standby count toward injection while notes on partial standby do not, and the schedule rarely says which
Every extracted field traces back to its source page — examiner-ready documentation, every time.
100+ native integrations across loan origination systems, cores, and workflows. No new infrastructure.
Process more sources and use of funds volume with your existing team as application volume grows.
Proven at Scale
Results represent aggregate outcomes across production deployments. Individual results may vary.
How It Works
The sources and use of funds arrives via email, portal, or upload. AI classifies it automatically.
Fields are extracted at 95%+ accuracy with full data lineage back to the source page.
Derived metrics and ratios are calculated automatically from extracted figures.
Structured, extracted data lands in your existing loan origination or servicing system.
Common Questions
Related Document Types
Book a 30-minute session. We'll run a live extraction demo on your own sources and use of funds documents.
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