Document AI · CRE Lending

AI Sales Comps Extraction & Financial Analysis

Uptiq's Document AI extracts sale price, price per square foot, sale date, cap rate at sale, and buyer and seller names from each closed comparable, along with the adjustments applied for condition, location, and size, structured into the valuation section of the credit file.

95%+
Extraction accuracy
41%
Faster underwriting cycle time
100+
Native integrations

Trusted by financial institutions across banking, lending & credit

CRE LendersCommunity BanksCredit UnionsCommercial LendersNon-Bank Lenders

What is a Sales Comps?

A sales comparables schedule lists recently sold properties with sale price, price per square foot, sale date, and cap rate at sale, supporting the sales-comparison approach to value on a CRE loan.

Uptiq's Document AI extracts sale price, price per square foot, sale date, cap rate at sale, and buyer and seller names from each closed comparable, along with the adjustments applied for condition, location, and size, structured into the valuation section of the credit file.

Thin transaction volume in a submarket forces reliance on sales that closed 18 to 24 months ago in a different rate environment

Intake / ApplicationUnderwritingClosing / DocumentationServicing / Monitoring
Thin transaction volume in a submarket forces reliance on sales that closed 18 to 24 months ago in a different rate environment
Recorded sale prices include portfolio and partial-interest transactions that are not comparable to a single-asset trade
Adjustment grids for condition, location, and size are presented as percentage add-ons with no stated derivation
Cap rate at sale is calculated off the seller's trailing NOI in some comps and the buyer's forward NOI in others
Buyer and seller entity names are LLC shells, so related-party and 1031 exchange trades are hard to identify

AI agents built for sales comps processing

Uptiq's Document AI extracts sale price, price per square foot, sale date, cap rate at sale, and buyer and seller names from each closed comparable, along with the adjustments applied for condition, location, and size, structured into the valuation section of the credit file.

1
Classification
Sales Comps documents are classified and matched to the correct extraction schema automatically.
2
95%+ accuracy extraction
Every field is extracted with full data lineage back to the source page.
3
Automatic ratio & metric calculation
Key financial metrics are calculated automatically from the extracted figures.
4
Delivery into your LOS
Structured output flows into your existing LOS — 100+ native integrations, no rip-and-replace.

The result: your team spends time on judgment calls, not re-keying sales comps data — measured across production deployments.

36%
Less spreading & extraction time
41%
Faster underwriting cycle time
95%+
Extraction accuracy
5 days
To first production deployment

Fields Uptiq extracts from a Sales Comps

A sample of the structured fields Uptiq's Document AI captures from this document type.

FieldExample
Sale Price$14,600,000
Price Per Square Foot$212/SF
Sale Date2025-11-06
Cap Rate at Sale5.85%
BuyerHarbor Point Holdings LLC
SellerMeridian Capital Partners
Net Adjustment Applied-7.5%
Adjusted Value Per SF$196/SF
Sample structured output
{
  "sale_price": "$14,600,000",
  "price_per_square_foot": "$212/SF",
  "sale_date": "2025-11-06",
  "cap_rate_at_sale": "5.85%",
  "buyer": "Harbor Point Holdings LLC",
  "seller": "Meridian Capital Partners"
}

What changes when this runs automatically

Sales Comps Extraction, Not Just Storage

Uptiq's Document AI extracts sale price, price per square foot, sale date, cap rate at sale, and buyer and seller names from each closed comparable, along with the adjustments applied for condition, location, and size, structured into the valuation section of the credit file.

Handles the Real-World Complexity

Thin transaction volume in a submarket forces reliance on sales that closed 18 to 24 months ago in a different rate environment

Consistent, Structured Output

Adjustment grids for condition, location, and size are presented as percentage add-ons with no stated derivation

95%+ Accuracy, Full Audit Trail

Every extracted field traces back to its source page — examiner-ready documentation, every time.

Integrates with Your LOS

100+ native integrations across loan origination systems, cores, and workflows. No new infrastructure.

Scales Without Adding Headcount

Process more sales comps volume with your existing team as application volume grows.

Results from 150+ financial institutions in production

36%
Less spreading & extraction time
41%
Faster underwriting cycle time
95%+
Extraction accuracy
5 days
To first production deployment

Results represent aggregate outcomes across production deployments. Individual results may vary.

From sales comps receipt to structured output

Sales Comps arrives at intake

The sales comps arrives via email, portal, or upload. AI classifies it automatically.

AI extracts key fields

Fields are extracted at 95%+ accuracy with full data lineage back to the source page.

AI calculates key metrics

Derived metrics and ratios are calculated automatically from extracted figures.

Delivery into your LOS

Structured, extracted data lands in your existing loan origination or servicing system.

What teams ask before they start

Sales Comps AI is Uptiq's Document AI capability for classifying and extracting sales comps documents, turning them into structured, underwriting-ready data instead of a PDF to read manually.
Uptiq's Document AI is certified to 95%+ extraction accuracy by a Knowledge Team of former underwriters, bankers, and analysts, with every extracted field tracing back to its source page for audit purposes.
Yes. Each adjustment line — condition, location, size, date of sale — is extracted with its percentage and the net adjustment total, so a reviewer can see how an appraiser moved from raw sale price to indicated value per square foot.
Yes. Sale dates are extracted as structured dates and measured against your policy window, so comps older than twelve or twenty-four months are surfaced before the value conclusion is relied on. Whether a dated comp still supports the value is your appraisal reviewer's call.
Yes. Buyer and seller entity names are extracted per transaction and can be routed into your existing KYC or related-party screening. Uptiq surfaces the names and the sale terms; it does not determine whether a transaction was arm's length.
Yes. Uptiq connects to 100+ integrations across loan origination systems, core banking platforms, and underwriting workflows — the agent layer sits above your existing stack with no rip-and-replace required.

Explore related document types

See Sales Comps AI in Action

Book a 30-minute session. We'll run a live extraction demo on your own sales comps documents.

Sales Comps AI, done right.

150+ financial institutions run Uptiq's AI agents to process financial documents and accelerate underwriting.