Document AI · Commercial Lending

AI Safer Extraction & Data Extraction

Uptiq's Document AI extracts USDOT number, operating status and authority type, power unit and driver counts, safety rating, out-of-service percentages, and reported crashes from a SAFER snapshot into the credit file, so carrier verification sits next to the equipment schedule and the lease.

95%+
Extraction accuracy
41%
Faster underwriting cycle time
100+
Native integrations

Trusted by financial institutions across banking, lending & credit

Equipment Finance LendersC&I LendersCommunity BanksCredit UnionsCommercial Lenders

What is a Safer?

A SAFER Company Snapshot is the FMCSA's public record for a motor carrier — USDOT and MC numbers, operating authority, fleet and driver counts, safety rating, out-of-service rates, and crash history — used to confirm a carrier is authorized and operating before financing its trucks.

Uptiq's Document AI extracts USDOT number, operating status and authority type, power unit and driver counts, safety rating, out-of-service percentages, and reported crashes from a SAFER snapshot into the credit file, so carrier verification sits next to the equipment schedule and the lease.

Operating status can flip to out-of-service between the snapshot pull and funding, and a saved printout shows no sign of it

Intake / ApplicationUnderwritingClosing / DocumentationServicing / Monitoring
Operating status can flip to out-of-service between the snapshot pull and funding, and a saved printout shows no sign of it
Power unit and driver counts are carrier self-reported on the last MCS-150 and can sit unchanged for two years
Common, contract, and broker authority appear in one grid, and only one of them supports the tractors being financed
Out-of-service percentages mean nothing lifted away from the national averages printed beside them
Carrier legal name and DBA on the snapshot rarely match the buyer name on the equipment invoice or the lease schedule

AI agents built for safer processing

Uptiq's Document AI extracts USDOT number, operating status and authority type, power unit and driver counts, safety rating, out-of-service percentages, and reported crashes from a SAFER snapshot into the credit file, so carrier verification sits next to the equipment schedule and the lease.

1
Classification
Safer documents are classified and matched to the correct extraction schema automatically.
2
95%+ accuracy extraction
Every field is extracted with full data lineage back to the source page.
3
Validation & structuring
Extracted fields are validated and structured for downstream use.
4
Delivery into your LOS
Structured output flows into your existing LOS — 100+ native integrations, no rip-and-replace.

The result: your team spends time on judgment calls, not re-keying safer data — measured across production deployments.

41%
Faster underwriting cycle time
95%+
Extraction accuracy
100+
Native integrations
5 days
To first production deployment

Fields Uptiq extracts from a Safer

A sample of the structured fields Uptiq's Document AI captures from this document type.

FieldExample
Carrier Legal NameRedhawk Freight Systems, LLC
USDOT Number2841097
Operating StatusActive — Authorized for Property
MC Docket NumberMC-948312
Power Units42
Safety RatingSatisfactory
Vehicle Out-of-Service Rate18.2% vs 22.0% national
MCS-150 Last Updated2025-02-27
Sample structured output
{
  "carrier_legal_name": "Redhawk Freight Systems, LLC",
  "usdot_number": "2841097",
  "operating_status": "Active — Authorized for Property",
  "mc_docket_number": "MC-948312",
  "power_units": "42",
  "safety_rating": "Satisfactory"
}

What changes when this runs automatically

Safer Extraction, Not Just Storage

Uptiq's Document AI extracts USDOT number, operating status and authority type, power unit and driver counts, safety rating, out-of-service percentages, and reported crashes from a SAFER snapshot into the credit file, so carrier verification sits next to the equipment schedule and the lease.

Handles the Real-World Complexity

Operating status can flip to out-of-service between the snapshot pull and funding, and a saved printout shows no sign of it

Consistent, Structured Output

Common, contract, and broker authority appear in one grid, and only one of them supports the tractors being financed

95%+ Accuracy, Full Audit Trail

Every extracted field traces back to its source page — examiner-ready documentation, every time.

Integrates with Your LOS

100+ native integrations across loan origination systems, cores, and workflows. No new infrastructure.

Scales Without Adding Headcount

Process more safer volume with your existing team as application volume grows.

Results from 150+ financial institutions in production

41%
Faster underwriting cycle time
95%+
Extraction accuracy
100+
Native integrations
5 days
To first production deployment

Results represent aggregate outcomes across production deployments. Individual results may vary.

From safer receipt to structured output

Safer arrives at intake

The safer arrives via email, portal, or upload. AI classifies it automatically.

AI extracts key fields

Fields are extracted at 95%+ accuracy with full data lineage back to the source page.

Data is validated and structured

Extracted fields are validated and structured for downstream use.

Delivery into your LOS

Structured, extracted data lands in your existing loan origination or servicing system.

What teams ask before they start

Safer AI is Uptiq's Document AI capability for classifying and extracting safer documents, turning them into structured, underwriting-ready data instead of a PDF to read manually.
Uptiq's Document AI is certified to 95%+ extraction accuracy by a Knowledge Team of former underwriters, bankers, and analysts, with every extracted field tracing back to its source page for audit purposes.
Uptiq extracts operating status, authority type, and MC docket from the SAFER snapshot you pull and stamps the record with the pull date. FMCSA stays the system of record — Uptiq structures the snapshot, it does not query the agency or certify authority at funding.
Yes. Driver, vehicle, and hazmat out-of-service percentages are extracted with the national averages printed alongside them, so the comparison runs against your credit policy instead of an analyst's memory. Uptiq surfaces the exception; the credit decision stays with you.
Yes. Legal name, DBA, USDOT number, and principal address are compared against the lease, the vendor invoice, and the loan application, and any name, address, or DOT number mismatch is flagged for review before documents go out for signature.
Yes. Uptiq connects to 100+ integrations across loan origination systems, core banking platforms, and underwriting workflows — the agent layer sits above your existing stack with no rip-and-replace required.

Explore related document types

See Safer AI in Action

Book a 30-minute session. We'll run a live extraction demo on your own safer documents.

Safer AI, done right.

150+ financial institutions run Uptiq's AI agents to process financial documents and accelerate underwriting.