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Uptiq's Document AI extracts assets, liabilities, and net worth from personal financial statements — including bank forms like SBA Form 413 — and normalizes them into your underwriting template.
Trusted by financial institutions across banking, lending & credit
What Is This
A personal financial statement summarizes an individual's assets, liabilities, and net worth — used to underwrite personal guarantees and evaluate a borrower's outside financial strength.
Uptiq's Document AI extracts assets, liabilities, and net worth from personal financial statements — including bank forms like SBA Form 413 — and normalizes them into your underwriting template.
Format varies from free-form spreadsheets to standardized bank/SBA forms
The Solution
Uptiq's Document AI extracts assets, liabilities, and net worth from personal financial statements — including bank forms like SBA Form 413 — and normalizes them into your underwriting template.
The result: your team spends time on judgment calls, not re-keying personal financial statement data — measured across production deployments.
What Uptiq Extracts
A sample of the structured fields Uptiq's Document AI captures from this document type.
| Field | Example |
|---|---|
| Total Assets | $1,850,000 |
| Total Liabilities | $620,000 |
| Net Worth | $1,230,000 |
| Liquid Assets | $310,000 |
| Real Estate Value | $980,000 |
| Contingent Liabilities | $0 |
| Statement Date | 2026-05-01 |
{
"total_assets": "$1,850,000",
"total_liabilities": "$620,000",
"net_worth": "$1,230,000",
"liquid_assets": "$310,000",
"real_estate_value": "$980,000",
"contingent_liabilities": "$0"
}Key Benefits
Uptiq's Document AI extracts assets, liabilities, and net worth from personal financial statements — including bank forms like SBA Form 413 — and normalizes them into your underwriting template.
Format varies from free-form spreadsheets to standardized bank/SBA forms
Contingent liabilities and guarantees are easy to miss in a manual read
Every extracted field traces back to its source page — examiner-ready documentation, every time.
100+ native integrations across loan origination systems, cores, and workflows. No new infrastructure.
Process more personal financial statement volume with your existing team as application volume grows.
Proven at Scale
Results represent aggregate outcomes across production deployments. Individual results may vary.
How It Works
The personal financial statement arrives via email, portal, or upload. AI classifies it automatically.
Fields are extracted at 95%+ accuracy with full data lineage back to the source page.
Derived metrics and ratios are calculated automatically from extracted figures.
Structured, extracted data lands in your existing loan origination or servicing system.
Common Questions
Related Document Types
Book a 30-minute session. We'll run a live extraction demo on your own personal financial statement documents.
150+ financial institutions run Uptiq's AI agents to process financial documents and accelerate underwriting.
Bring us the workflow with the most drag. We’ll show you an agent running it.
Join ever-growing community of 500+ Financial Institutions who have harnessed the power of Uptiq Insights.
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