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Uptiq's Document AI extracts gross pay, deductions, and year-to-date totals from paystubs across pay frequencies and employers, standardizing income calculation.
Trusted by financial institutions across banking, lending & credit
What Is This
Paystubs document an individual's recent earnings and deductions — the most common income-verification document across consumer, mortgage, and auto lending.
Uptiq's Document AI extracts gross pay, deductions, and year-to-date totals from paystubs across pay frequencies and employers, standardizing income calculation.
Pay frequency (weekly, biweekly, semi-monthly, monthly) affects how income needs to be annualized
The Solution
Uptiq's Document AI extracts gross pay, deductions, and year-to-date totals from paystubs across pay frequencies and employers, standardizing income calculation.
The result: your team spends time on judgment calls, not re-keying paystubs data — measured across production deployments.
What Uptiq Extracts
A sample of the structured fields Uptiq's Document AI captures from this document type.
| Field | Example |
|---|---|
| Employer Name | [Employer Name] |
| Gross Pay (Period) | $3,846.15 |
| Pay Frequency | Bi-weekly |
| YTD Gross Pay | $46,153.80 |
| Net Pay (Period) | $2,910.42 |
| Pay Period End | 2026-06-13 |
{
"employer_name": "[Employer Name]",
"gross_pay_period": "$3,846.15",
"pay_frequency": "Bi-weekly",
"ytd_gross_pay": "$46,153.80",
"net_pay_period": "$2,910.42",
"pay_period_end": "2026-06-13"
}Key Benefits
Uptiq's Document AI extracts gross pay, deductions, and year-to-date totals from paystubs across pay frequencies and employers, standardizing income calculation.
Pay frequency (weekly, biweekly, semi-monthly, monthly) affects how income needs to be annualized
Overtime, bonus, and commission income need to be separated from base pay
Every extracted field traces back to its source page — examiner-ready documentation, every time.
100+ native integrations across loan origination systems, cores, and workflows. No new infrastructure.
Process more paystubs volume with your existing team as application volume grows.
Proven at Scale
Results represent aggregate outcomes across production deployments. Individual results may vary.
How It Works
The paystubs arrives via email, portal, or upload. AI classifies it automatically.
Fields are extracted at 95%+ accuracy with full data lineage back to the source page.
Extracted fields are validated and structured for downstream use.
Structured, extracted data lands in your existing loan origination or servicing system.
Common Questions
Related Document Types
Book a 30-minute session. We'll run a live extraction demo on your own paystubs documents.
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