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Uptiq's Document AI extracts the proposed facility amount, rate and term, collateral, conditions precedent, and expiration date from an LOI and opens the deal record in your LOS, so intake starts from structured terms instead of a re-keyed PDF.
Trusted by financial institutions across banking, lending & credit
What Is This
A letter of intent is the non-binding term sheet issued at the front of a commercial deal, setting out the proposed loan amount, structure, pricing, term, collateral, and conditions precedent that a definitive agreement is expected to follow.
Uptiq's Document AI extracts the proposed facility amount, rate and term, collateral, conditions precedent, and expiration date from an LOI and opens the deal record in your LOS, so intake starts from structured terms instead of a re-keyed PDF.
Expiration dates lapse while the LOI sits in an inbox, because nobody is tracking the countdown
The Solution
Uptiq's Document AI extracts the proposed facility amount, rate and term, collateral, conditions precedent, and expiration date from an LOI and opens the deal record in your LOS, so intake starts from structured terms instead of a re-keyed PDF.
The result: your team spends time on judgment calls, not re-keying loi data — measured across production deployments.
What Uptiq Extracts
A sample of the structured fields Uptiq's Document AI captures from this document type.
| Field | Example |
|---|---|
| Proposed Loan Amount | $4,750,000 |
| Proposed Rate | Prime + 1.00% |
| Proposed Term | 10 years, 25-year amortization |
| Loan Purpose | Owner-occupied CRE acquisition |
| Proposed Collateral | First lien on 1420 Kessler Blvd |
| LOI Expiration Date | 2026-09-15 |
| Conditions Precedent | Appraisal, Phase I, 2 years financials |
| Issue Date | 2026-08-14 |
{
"proposed_loan_amount": "$4,750,000",
"proposed_rate": "Prime + 1.00%",
"proposed_term": "10 years, 25-year amortization",
"loan_purpose": "Owner-occupied CRE acquisition",
"proposed_collateral": "First lien on 1420 Kessler Blvd",
"loi_expiration_date": "2026-09-15"
}Key Benefits
Uptiq's Document AI extracts the proposed facility amount, rate and term, collateral, conditions precedent, and expiration date from an LOI and opens the deal record in your LOS, so intake starts from structured terms instead of a re-keyed PDF.
Expiration dates lapse while the LOI sits in an inbox, because nobody is tracking the countdown
Conditions precedent are written as one prose paragraph, not a checklist an intake team can work from
Every extracted field traces back to its source page — examiner-ready documentation, every time.
100+ native integrations across loan origination systems, cores, and workflows. No new infrastructure.
Process more loi volume with your existing team as application volume grows.
Proven at Scale
Results represent aggregate outcomes across production deployments. Individual results may vary.
How It Works
The loi arrives via email, portal, or upload. AI classifies it automatically.
Fields are extracted at 95%+ accuracy with full data lineage back to the source page.
Derived metrics and ratios are calculated automatically from extracted figures.
Structured, extracted data lands in your existing loan origination or servicing system.
Common Questions
Related Document Types
Book a 30-minute session. We'll run a live extraction demo on your own loi documents.
150+ financial institutions run Uptiq's AI agents to process financial documents and accelerate underwriting.
Bring us the workflow with the most drag. We’ll show you an agent running it.
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