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Uptiq's Document AI extracts declarations page limits, per-peril sublimits and deductibles, annual premium, named insureds, mortgagee and loss payee endorsements, and exclusion language from full policies, structuring them into the collateral file for coverage adequacy review.
Trusted by financial institutions across banking, lending & credit
What Is This
An insurance policy is the full contract between carrier and insured — declarations page, insuring agreements, endorsements, exclusions, and deductibles — and is what a lender reads to confirm financed collateral is genuinely covered for the perils that matter.
Uptiq's Document AI extracts declarations page limits, per-peril sublimits and deductibles, annual premium, named insureds, mortgagee and loss payee endorsements, and exclusion language from full policies, structuring them into the collateral file for coverage adequacy review.
Endorsements attached at the back of the policy quietly narrow coverage stated on the declarations page
The Solution
Uptiq's Document AI extracts declarations page limits, per-peril sublimits and deductibles, annual premium, named insureds, mortgagee and loss payee endorsements, and exclusion language from full policies, structuring them into the collateral file for coverage adequacy review.
The result: your team spends time on judgment calls, not re-keying insurance policy data — measured across production deployments.
What Uptiq Extracts
A sample of the structured fields Uptiq's Document AI captures from this document type.
| Field | Example |
|---|---|
| Named Insured | Corbin Metalworks LLC |
| Carrier | Chubb Insurance Company |
| Policy Number | CPP-4471902 |
| Building Coverage Limit | $4,250,000 |
| Wind / Hail Deductible | 2% of insured value |
| Annual Premium | $38,400 |
| Policy Period | 2026-03-01 to 2027-03-01 |
| Mortgagee Clause | First Regional Bank, ISAOA/ATIMA |
{
"named_insured": "Corbin Metalworks LLC",
"carrier": "Chubb Insurance Company",
"policy_number": "CPP-4471902",
"building_coverage_limit": "$4,250,000",
"wind_hail_deductible": "2% of insured value",
"annual_premium": "$38,400"
}Key Benefits
Uptiq's Document AI extracts declarations page limits, per-peril sublimits and deductibles, annual premium, named insureds, mortgagee and loss payee endorsements, and exclusion language from full policies, structuring them into the collateral file for coverage adequacy review.
Endorsements attached at the back of the policy quietly narrow coverage stated on the declarations page
Wind, hail, and named-storm deductibles are stated as a percentage of insured value instead of a flat amount
Every extracted field traces back to its source page — examiner-ready documentation, every time.
100+ native integrations across loan origination systems, cores, and workflows. No new infrastructure.
Process more insurance policy volume with your existing team as application volume grows.
Proven at Scale
Results represent aggregate outcomes across production deployments. Individual results may vary.
How It Works
The insurance policy arrives via email, portal, or upload. AI classifies it automatically.
Fields are extracted at 95%+ accuracy with full data lineage back to the source page.
Derived metrics and ratios are calculated automatically from extracted figures.
Structured, extracted data lands in your existing loan origination or servicing system.
Common Questions
Related Document Types
Book a 30-minute session. We'll run a live extraction demo on your own insurance policy documents.
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