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Uptiq's Document AI extracts every line item across all three activity sections and calculates free cash flow, so underwriters get a completed spread instead of a document to interpret.
Trusted by financial institutions across banking, lending & credit
What Is This
A cash flow statement shows how cash moved through a business across operating, investing, and financing activities during a period — the clearest picture of whether a business generates real cash.
Uptiq's Document AI extracts every line item across all three activity sections and calculates free cash flow, so underwriters get a completed spread instead of a document to interpret.
Direct and indirect method cash flow statements are structured differently
The Solution
Uptiq's Document AI extracts every line item across all three activity sections and calculates free cash flow, so underwriters get a completed spread instead of a document to interpret.
The result: your team spends time on judgment calls, not re-keying cash flow statement data — measured across production deployments.
What Uptiq Extracts
A sample of the structured fields Uptiq's Document AI captures from this document type.
| Field | Example |
|---|---|
| Net Cash From Operations | $890,000 |
| Capital Expenditures | $210,000 |
| Free Cash Flow | $680,000 |
| Net Cash From Financing | -$150,000 |
| Beginning Cash | $420,000 |
| Ending Cash | $1,160,000 |
| Reporting Period | FY2025 |
{
"net_cash_from_operations": "$890,000",
"capital_expenditures": "$210,000",
"free_cash_flow": "$680,000",
"net_cash_from_financing": "-$150,000",
"beginning_cash": "$420,000",
"ending_cash": "$1,160,000"
}Key Benefits
Uptiq's Document AI extracts every line item across all three activity sections and calculates free cash flow, so underwriters get a completed spread instead of a document to interpret.
Direct and indirect method cash flow statements are structured differently
Multi-year statements need consistent categorization across operating, investing, and financing
Every extracted field traces back to its source page — examiner-ready documentation, every time.
100+ native integrations across loan origination systems, cores, and workflows. No new infrastructure.
Process more cash flow statement volume with your existing team as application volume grows.
Proven at Scale
Results represent aggregate outcomes across production deployments. Individual results may vary.
How It Works
The cash flow statement arrives via email, portal, or upload. AI classifies it automatically.
Fields are extracted at 95%+ accuracy with full data lineage back to the source page.
Derived metrics and ratios are calculated automatically from extracted figures.
Structured, extracted data lands in your existing loan origination or servicing system.
Common Questions
Related Document Types
Book a 30-minute session. We'll run a live extraction demo on your own cash flow statement documents.
150+ financial institutions run Uptiq's AI agents to process financial documents and accelerate underwriting.
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