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Uptiq's Document AI extracts holder names, share class, shares outstanding, option pool, convertible instruments, and fully diluted ownership percentage from a cap table — including multi-tab Excel files — and writes the ownership record into the credit file and your LOS.
Trusted by financial institutions across banking, lending & credit
What Is This
A capitalization table lists every share class, holder, and convertible security in a company, showing the fully diluted ownership percentages lenders use to identify required guarantors, beneficial owners, and affiliate relationships.
Uptiq's Document AI extracts holder names, share class, shares outstanding, option pool, convertible instruments, and fully diluted ownership percentage from a cap table — including multi-tab Excel files — and writes the ownership record into the credit file and your LOS.
Fully diluted ownership can only be computed after options, warrants, SAFEs, and convertible notes are folded in
The Solution
Uptiq's Document AI extracts holder names, share class, shares outstanding, option pool, convertible instruments, and fully diluted ownership percentage from a cap table — including multi-tab Excel files — and writes the ownership record into the credit file and your LOS.
The result: your team spends time on judgment calls, not re-keying capitalization table data — measured across production deployments.
What Uptiq Extracts
A sample of the structured fields Uptiq's Document AI captures from this document type.
| Field | Example |
|---|---|
| Holder Name | Marisa Ortega |
| Share Class | Series A Preferred |
| Shares Outstanding | 1,250,000 |
| Fully Diluted Ownership % | 22.4% |
| Convertible Instruments | 2 SAFEs, $750K |
| Option Pool (Unissued) | 480,000 shares |
| Total Fully Diluted Shares | 5,580,000 |
| Cap Table As-Of Date | 2026-01-31 |
{
"holder_name": "Marisa Ortega",
"share_class": "Series A Preferred",
"shares_outstanding": "1,250,000",
"fully_diluted_ownership": "22.4%",
"convertible_instruments": "2 SAFEs, $750K",
"option_pool_unissued": "480,000 shares"
}Key Benefits
Uptiq's Document AI extracts holder names, share class, shares outstanding, option pool, convertible instruments, and fully diluted ownership percentage from a cap table — including multi-tab Excel files — and writes the ownership record into the credit file and your LOS.
Fully diluted ownership can only be computed after options, warrants, SAFEs, and convertible notes are folded in
Preferred classes with liquidation preferences and participation rights push economic ownership away from the raw share count
Every extracted field traces back to its source page — examiner-ready documentation, every time.
100+ native integrations across loan origination systems, cores, and workflows. No new infrastructure.
Process more capitalization table volume with your existing team as application volume grows.
Proven at Scale
Results represent aggregate outcomes across production deployments. Individual results may vary.
How It Works
The capitalization table arrives via email, portal, or upload. AI classifies it automatically.
Fields are extracted at 95%+ accuracy with full data lineage back to the source page.
Extracted fields are validated and structured for downstream use.
Structured, extracted data lands in your existing loan origination or servicing system.
Common Questions
Related Document Types
Book a 30-minute session. We'll run a live extraction demo on your own capitalization table documents.
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