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Uptiq's Document AI extracts the DUNS number, PAYDEX and failure scores, trade payment experiences with high credit and days beyond terms, and every UCC filing, lien, and judgment on the file, then writes the summary into the credit memo and your LOS.
Trusted by financial institutions across banking, lending & credit
What Is This
A business credit report is a commercial bureau file on the borrowing entity — PAYDEX and risk scores, trade payment experiences, UCC filings, liens, and judgments — used to judge how a business actually pays its vendors and lenders.
Uptiq's Document AI extracts the DUNS number, PAYDEX and failure scores, trade payment experiences with high credit and days beyond terms, and every UCC filing, lien, and judgment on the file, then writes the summary into the credit memo and your LOS.
PAYDEX, Intelliscore, and Equifax business risk scores use different scales that cannot be compared side by side
The Solution
Uptiq's Document AI extracts the DUNS number, PAYDEX and failure scores, trade payment experiences with high credit and days beyond terms, and every UCC filing, lien, and judgment on the file, then writes the summary into the credit memo and your LOS.
The result: your team spends time on judgment calls, not re-keying business credit report data — measured across production deployments.
What Uptiq Extracts
A sample of the structured fields Uptiq's Document AI captures from this document type.
| Field | Example |
|---|---|
| D&B PAYDEX Score | 72 |
| DUNS Number | 07-842-1193 |
| Business Failure Score | 1385 (Low Risk) |
| Average Days Beyond Terms | 9 |
| Open UCC Filings | 4 |
| Liens & Judgments | 1 tax lien, $28,400 |
| Trade Payment Experiences | 23 vendors, $1.4M high credit |
| Report Pull Date | 2026-05-21 |
{
"d_b_paydex_score": "72",
"duns_number": "07-842-1193",
"business_failure_score": "1385 (Low Risk)",
"average_days_beyond_terms": "9",
"open_ucc_filings": "4",
"liens_judgments": "1 tax lien, $28,400"
}Key Benefits
Uptiq's Document AI extracts the DUNS number, PAYDEX and failure scores, trade payment experiences with high credit and days beyond terms, and every UCC filing, lien, and judgment on the file, then writes the summary into the credit memo and your LOS.
PAYDEX, Intelliscore, and Equifax business risk scores use different scales that cannot be compared side by side
Matching a bureau file to the right legal entity fails when the borrower uses a DBA or has moved states
Every extracted field traces back to its source page — examiner-ready documentation, every time.
100+ native integrations across loan origination systems, cores, and workflows. No new infrastructure.
Process more business credit report volume with your existing team as application volume grows.
Proven at Scale
Results represent aggregate outcomes across production deployments. Individual results may vary.
How It Works
The business credit report arrives via email, portal, or upload. AI classifies it automatically.
Fields are extracted at 95%+ accuracy with full data lineage back to the source page.
Derived metrics and ratios are calculated automatically from extracted figures.
Structured, extracted data lands in your existing loan origination or servicing system.
Common Questions
Related Document Types
Book a 30-minute session. We'll run a live extraction demo on your own business credit report documents.
150+ financial institutions run Uptiq's AI agents to process financial documents and accelerate underwriting.
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