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Uptiq's Document AI extracts transaction-level and summary data from bank statements — regardless of issuing bank or statement format — and normalizes deposits, withdrawals, and balances into a structured cash flow view.
Trusted by financial institutions across banking, lending & credit
What Is This
Bank statements are the primary evidence of a borrower's cash flow and deposit history, used across intake and underwriting to verify income, assess average balances, and detect NSF or overdraft activity.
Uptiq's Document AI extracts transaction-level and summary data from bank statements — regardless of issuing bank or statement format — and normalizes deposits, withdrawals, and balances into a structured cash flow view.
Every bank uses a different statement layout and terminology
The Solution
Uptiq's Document AI extracts transaction-level and summary data from bank statements — regardless of issuing bank or statement format — and normalizes deposits, withdrawals, and balances into a structured cash flow view.
The result: your team spends time on judgment calls, not re-keying bank statements data — measured across production deployments.
What Uptiq Extracts
A sample of the structured fields Uptiq's Document AI captures from this document type.
| Field | Example |
|---|---|
| Average Daily Balance | $42,300 |
| Total Deposits | $186,400 |
| Total Withdrawals | $171,900 |
| NSF/Overdraft Count | 2 |
| Ending Balance | $38,100 |
| Statement Period | Jan 2026 |
| Account Type | Business Checking |
{
"average_daily_balance": "$42,300",
"total_deposits": "$186,400",
"total_withdrawals": "$171,900",
"nsf_overdraft_count": "2",
"ending_balance": "$38,100",
"statement_period": "Jan 2026"
}Key Benefits
Uptiq's Document AI extracts transaction-level and summary data from bank statements — regardless of issuing bank or statement format — and normalizes deposits, withdrawals, and balances into a structured cash flow view.
Every bank uses a different statement layout and terminology
NSF fees, overdrafts, and irregular deposits need to be flagged, not just totaled
Every extracted field traces back to its source page — examiner-ready documentation, every time.
100+ native integrations across loan origination systems, cores, and workflows. No new infrastructure.
Process more bank statements volume with your existing team as application volume grows.
Proven at Scale
Results represent aggregate outcomes across production deployments. Individual results may vary.
How It Works
The bank statements arrives via email, portal, or upload. AI classifies it automatically.
Fields are extracted at 95%+ accuracy with full data lineage back to the source page.
Derived metrics and ratios are calculated automatically from extracted figures.
Structured, extracted data lands in your existing loan origination or servicing system.
Common Questions
Related Document Types
Book a 30-minute session. We'll run a live extraction demo on your own bank statements documents.
150+ financial institutions run Uptiq's AI agents to process financial documents and accelerate underwriting.
Bring us the workflow with the most drag. We’ll show you an agent running it.
Join ever-growing community of 500+ Financial Institutions who have harnessed the power of Uptiq Insights.
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