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An auto file closes in days, not weeks. The contract, the title, proof of income, and the funding instructions all arrive in a short window, in whatever format the dealer or borrower sent them, and every one of them has to be keyed correctly before funding.
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The Document Burden
The five document types below are the ones an auto file actually turns on, each with its own extraction page.
An auto file is small, but it is unforgiving. The Auto Loan contract carries the VIN, amount financed, and APR that every downstream system has to hold identically, and the Title Copy has to agree with it on registered or vested owner, title number, and VIN before the lien is recorded.
Everything else shows up as an image — Paystubs photographed at the desk, an Indian salary slip from a relocated applicant, Vendor Wiring Instructions emailed by a dealer or an aftermarket vendor. A transposed VIN or a wrong routing number surfaces after the vehicle has already been delivered, which is the expensive time to find it.
Documents We Process
Every document below has a dedicated extraction page. This list is generated from Uptiq's Document AI registry, not hand-picked.
| Document | What Uptiq extracts |
|---|---|
| Auto Loan | Extracts VIN, Amount Financed, Annual Percentage Rate + 5 more fields |
| Paystubs | Extracts Employer Name, Gross Pay (Period), Pay Frequency + 3 more fields |
| Salary Slip Indian | Extracts Gross Salary (Month), Net Pay (Month), Basic Salary + 5 more fields |
| Document | What Uptiq extracts |
|---|---|
| Title Copy | Extracts Registered or Vested Owner, Title Number, VIN or Legal Description + 5 more fields |
| Vendor Wiring Instructions | Extracts Beneficiary Name, Beneficiary Bank, Routing / ABA Number + 5 more fields |
How It Works
Contracts, titles, and pay documents come in from the dealer desk by email, portal, or phone camera.
Uptiq tells an Auto Loan contract from a Title Copy or Vendor Wiring Instructions without any file naming convention.
VIN, amount financed, APR, and term come off the contract; registered owner and title number come off the title.
The VIN on the title is compared against the VIN on the contract, and beneficiary bank details against the vendor of record.
Payment-to-income and total funding amounts are calculated so the file reaches an underwriter already assembled.
Clean fields post into your LOS and core, so funding and lien recording start from the same numbers.
Proven at Scale
Results represent aggregate outcomes across production deployments. Individual results may vary.
Key Benefits
The same team clears more applications from the dealer desk each day because the file arrives keyed instead of waiting in a data-entry queue.
VIN, amount financed, and APR are read at 95%+ extraction accuracy, certified by a Knowledge Team of former underwriters, bankers, and analysts.
Extracted contract and title fields land in the systems your funding and titling teams already work in, with no rip-and-replace.
Common Questions
Related Industries
Book a 30-minute session. We'll run a live extraction demo on your own auto lending documents.
Uptiq's AI agents sit above your existing LOS, core, and CRM — no rip-and-replace, with a single agent live in 5 business days.
Bring us the workflow with the most drag. We’ll show you an agent running it.
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