Underwriting Agent for CRE Lending

Approval-Ready CRE Files in Minutes

Automate rent roll extraction, operating statement analysis, DSCR modeling, and credit memo generation. Deliver approval-ready credit files in minutes instead of days.

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Institutions Trust Uptiq

On a real deal

Automate CRE Credit Analysis

Replace manual rent roll reviews, property cash flow analysis, and credit memo preparation with a unified underwriting workflow that evaluates property performance, applies your credit policy, and delivers decision-ready credit packages automatically.

Financial Spreading

Transform borrower financials into approval-ready spreads automatically.

Processes tax returns and supporting financials

Produces consistent ratio and cash flow calculations

Maintains source-level transparency for every number

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Credit Memo Generation

Move from spread to credit memo in minutes.

Builds memos using your preferred format

Aligns recommendations to credit policy

Maintains a documented audit trail throughout

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Scorecard

Standardize credit evaluation from application to approval.

Populates ratings directly from financial spreads

Maintains transparency around exceptions

Promotes consistency across underwriting teams

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What CRE Lenders See in Practice

3x

More Deals Per Underwriter

Automate financial analysis, spreading, and credit memo preparation so underwriters can focus on risk assessment and decision-making—not administrative work.

70%

Faster Credit Memo Creation

Generate approval-ready credit narratives in minutes, helping teams move applications faster and reduce delays that impact win rates.

100%

Policy-Aligned Decision Documentation

Every recommendation is supported by source data, documented rationale, and policy references to improve consistency, auditability, and compliance.

Agents

Works Seamlessly with the Rest of Your Stack

Intake Agent

Creates a faster onboarding experience through automated intake workflows.

Continuous Monitoring Agent

Keeps teams informed with continuous monitoring of borrower and covenant performance.

Integration

Designed to fit into your technology stack, not replace it.

Documents Supported

Handles the documents required for underwriting, analysis, and credit review.

faq's

Frequently Asked Questions

Ready to deploy the Underwriting Agent for CRE Lending?

Our team handles deployment end-to-end - from NOI model configuration and appraisal review setup to LOS integration and go-live. Most CRE lenders are in production within 15-20 business days, with no disruption to existing deal workflows.

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Start with one workflow

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