Continuous Monitoring Superagent for Small Business Lending

Identify Issues Earlier, Act Faster

Continuously monitor borrower health, financial performance, and reporting requirements. Catch risk earlier and manage relationships more effectively.

150+
Institutions Trust Uptiq

Turn Portfolio Data Into Early Risk Signals

Aggregate borrower financials, payment behavior, and reporting activity into a single monitoring workflow that highlights accounts needing attention.

Covenant Tracking

Automates post-close monitoring by collecting borrower reporting and tracking ongoing compliance requirements.
Sends personalized reminders to reduce manual borrower follow-ups.
Creates and manages covenant tracking schedules after loan closing.
Collects and organizes ongoing financial reporting automatically.

Covenant Analysis 

Monitors borrower activity and cash flow trends to surface early indicators of financial stress.
Tracks transaction behavior for signs of deteriorating business performance.
Alerts relationship managers to emerging risks before covenant issues arise.
Standardizes portfolio-wide cash flow monitoring and risk evaluation.

What SMB Lenders Experience

100%

Covenant Visibility

Automates covenant tracking and follow-up so reporting requirements and obligations stay continuously monitored.
23% 

Improvement in Covenant Compliance

Proactive monitoring and automated outreach cut missed deadlines and strengthen portfolio-wide compliance.
Zero

Delayed Breach Identification

Issues surface as new financials arrive, letting teams act before risks escalate.

Works Seamlessly with the Rest of Your Stack

Intake Agent

Streamlines application intake by gathering, organizing, and validating borrower submissions.
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Underwriting Agent

Reviews borrower information, identifies risks, and prepares recommendations for underwriter review.
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Integration

Fits into existing workflows through integrations with core banking and lending systems.
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Documents Supported

Supports the documents lenders use every day for underwriting and credit review.
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Frequently Asked Questions

How can small business lenders monitor borrower performance without spreadsheets?

 What happens when a borrower misses a reporting deadline?

How does the agent identify portfolio risk?

Can the agent work with our existing lending and servicing systems?

 How frequently are borrower reviews updated?

Is the Continuous Monitoring Agent suitable for regulated financial institutions?

How is this different from traditional portfolio management software?

 How quickly can lenders deploy the solution?

Ready to deploy the Continuous Monitoring Agent?

Our team handles scoping, configuration, and go-live. Most lenders are in production within 5 business days, with no rip-and-replace of existing systems required.

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