Continuous Monitoring Superagent for CRE Lending

Stay Ahead of Collateral and Cash Flow Risk

Continuously monitor borrower performance, cash flows, covenants, and collateral. Catch risk earlier and stay ahead of refinancing, maturity, and performance challenges.

150+
Institutions Trust Uptiq

Automate CRE Portfolio Monitoring

Replace periodic reviews with continuous monitoring of property performance, borrower financial health, covenant compliance, and collateral value to surface risk signals early and improve portfolio oversight.

Covenant Tracking

Automates the collection and tracking of property-level reporting requirements across commercial real estate portfolios.
Extracts covenant requirements from loan agreements and related documents.
Requests updated rent rolls, operating statements, and compliance records.
Consolidates reporting across multiple properties into a single workflow.

Covenant Analysis

Continuously evaluates property performance and market conditions to identify emerging real estate portfolio risks.
Analyzes occupancy, cash flow, debt yield, and DSCR performance.
Performs forward-looking stress testing based on changing market conditions.
Prioritizes high-risk properties for proactive portfolio management and intervention.

What CRE Lenders See in Practice

100%

Covenant Visibility 

Automates covenant tracking, document collection, and borrower follow-up so reporting obligations never slip through.
23%

Improvement in Covenant Compliance 

Automated monitoring and proactive borrower engagement cut missed deadlines and unresolved exceptions across the portfolio.
Earlier

Risk Identification 

Issues surface as new financials arrive, giving teams more time to act before loan performance suffers.

Works Seamlessly with the Rest of Your Stack

Intake Agent

Creates a faster onboarding experience through automated document requests and verification.
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Underwriting Agent

Transforms borrower data into structured risk assessments and approval recommendations.
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Integration

Brings together data from internal systems and external providers.
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Documents Supported

Works across tax forms, financial reports, bank statements, and supporting schedules.
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Frequently Asked Questions

How can CRE lenders monitor covenant compliance without spreadsheets?

What happens when a borrower misses a reporting requirement?

How does the agent identify portfolio risk?

Can the agent work with our existing lending and servicing systems?

How frequently are borrower reviews updated?

How is this different from traditional portfolio management software?

How quickly can lenders deploy the solution?

Ready to modernize CRE portfolio monitoring?

Our team handles scoping, configuration, and deployment end-to-end. Most lenders are live within weeks, not months, without replacing existing systems or disrupting portfolio operations.

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