Designed for commercial lending, automate document collection, data extraction, and real-time identity validation. Teams receive a verified digital loan record in minutes rather than hours.
Financial institutions are increasingly constrained by system complexity and compliance burdens. Underwriters are trapped doing manual data entry, re-keying information, and endlessly chasing borrowers for missing documents.
The Intake Superagent replaces manual collection with one intelligent loop. From the initial borrower engagement, it gathers and verifies data to deliver a fully packaged loan record ready for underwriting.
Adapts requirements to each loan type
Collects documents across borrower channels
Validates documents against lending rules
Tracks every intake action and update
Measurable impact from commercial lenders that have deployed the Intake Superagent

Automates complex financial spreading and drafts decision-ready credit memos, cutting underwriting cycle times by 41% so your team can focus entirely on risk judgment.

Replaces periodic spreadsheet reviews with 24/7 portfolio surveillance by autonomously tracking covenants, chasing documents, and proactively alerting your team to emerging compliance breaches.
The Uptiq Intake Agent is software for lenders that autonomously collects documents, extracts data, and pre-screens commercial applications to deliver a verified digital loan record in minutes. By replacing manual front-office tasks, this AI agent for lending helps teams increase application throughput by up to three times without adding headcount.
AI agents in lending work for application intake by orchestrating an intelligent, omnichannel loop from first borrower contact to underwriting prep. The Intake Superagent autonomously interacts with borrowers to request missing files, converts PDFs into structured data, and runs real-time KYC/KYB identity validations using integrations like Trulioo and Middesk. This drastically cuts the typical 3 to 6 weeks average intake-to-decision cycle down to days.
The agent integrates seamlessly with your existing lending software solutions through more than 100 pre-built connectors. It connects directly with major core systems, CRMs like Salesforce, and Loan Origination Systems (LOS). Your team keeps working in their familiar tools while the AI operates intelligently behind the scenes to push extracted data into your established systems.
Most institutions deploy these AI lending solutions and go live within 6 to 8 weeks. Uptiq handles the scoping, policy configuration, and API integration setups so that no rip-and-replace of your legacy infrastructure is required. The exact deployment timeline ultimately depends on the complexity of your specific credit policies and the number of core integrations needed at launch.
The Intake Superagent is fully compliant with AI in lending risk management regulations and holds SOC 2 Type II certification. Every automated action and extracted field maintains an immutable audit trail and data lineage linked directly to the original source document. This explainable AI framework meets the strict security demands of federal regulators like the OCC and FDIC.
You can deeply customize the policy rules within this AI to match your exact underwriting guidelines. The agent natively understands your institution’s unique commercial loan policy guidelines, enabling it to actively apply your specific knockout rules and exception processing in real time. This ensures approximately 40% of unqualified applications are screened out instantly.
The main difference between the Intake Superagent and traditional management software is that legacy systems require manual data entry, whereas Uptiq's AI autonomously executes the work. Instead of just acting as a digital dropbox, the agent extracts data, cross-validates complex financial schedules, and evaluates eligibility proactively. This eliminates the manual paper chase that normally consumes over 30% of an underwriter's time.
Our team handles deployment end-to-end, from configuration to go-live. Most financial institutions are live within days, and not months.

