High-Tech intelligence. High-Touch relationships.
Most SMB portals are transactional — check balances, pay bills, move on. Uptiq turns digital banking into an always-on business copilot.
The Business Analytics Superagent interprets data, flags risks, and suggests next actions — while equipping RMs with insight to deliver proactive outreach and strengthen relationships.
A digital copilot embedded in their banking portal that interprets financial data, flags risks, and suggests next steps.
A portfolio copilot that prioritizes which members need outreach, why, and how to respond.
Make your financial institution the go-to source for business clients to view their business health. Uptiq brings together and simplifies data from dozens of business applications; creating a clear picture of business performance and personalized suggestions for improvement.
Bring the power of actionable insights created from dozens of applications inside of your digital banking experience - with just 3 lines of code. Let business customers access their complete financial life in one powerful app: yours!
Revolutionizing how business credit scores are seen, our tool enables businesses to get access to view and boost business credit scores.
Establishing the business credit score results in an improved lending process that expands access to credit, reduces borrowing rates, and better loan conditions.
Uptiq's cash flow forecast presents a graphical projection of cash flow based on analysis from all connected data sources. The tool also presents confidence intervals to illustrate best- and worst-case scenarios.
The tool also allows for scenario modeling. This feature allows the business owner to model the impact of changes in revenue or expenses over time.
A comprehensive payment guide featuring separate listings of the business’ invoices, bills, and subscriptions allows an at-a-glance view of expenditures.
Actionable alerts include upcoming amounts due, opportunities for savings, and ensure due dates are set on valid business days.
Key Performance Indicators (KPIs) are a critical indicator of business performance. Uptiq's KPIs are derived using a combination of FI and data received from connected applications, such as Amazon, Xero, QuickBooks, Square, etc.
The data is constantly updated through our persistent process and allows business owners to have health indicators available at a glance.
Our insights generator cross-analyzes multiple applications’ data streams to understand current issues facing the business and how to resolve them. The data-driven insights suggest specific actions the business can take to improve operations and profitability.
Insights are delivered in real-time and with context and supporting detail to ensure they are understood and trustworthy.
Business valuation and market value estimates are important tools for setting business strategy. The valuation maps significant insights, tracks shortcomings, solves identifiable issues, and suggests steps to avoid potential problems.
The results from the model selected by our AI can be compared with those of similar public companies, helping businesses look at their performance from a more wholistic, competitive perspective.
The Accounts component shows businesses their current cash position across all of their accounts. This can include those held at other financial institutions, eWallets, and cryptocurrencies.
Where available, open-banking API are leveraged to provide transaction-level detail from aggregated accounts, allowing further insight and analysis of spending patterns and cross-sell opportunities.
Environment, Social, and Governance (ESG) reflect a business's impact on the environment and society. Uptiq's is here to make sense of this as well.
Our ESG component evaluates spending patterns and calculates the business's CO2e. The results allow business owners to make more environmentally conscious spending decisions.
Our eCommerce component provides a clear overview of performance across all connected eCommerce platforms and in aggregate.
Critical to understanding the success of each platform, the tool illustrates trends over time for each channel where there is sales activity. The component shows profitability, margin, efficiency, and other key metrics to improve weaknesses and leverage strengths.
Uptiq can evaluate more than just financial data. Our marketing component looks at each connected platform and presents a clear view of the effectiveness of each solution used.
The aggregated view shows such key metrics as user acquisition strategy, click-thru, engagement, conversion rates, and ROI.
Uptiq delivers underwriting data that your lenders can only dream of today. Our insights make your relationship managers look like fortune tellers. And we're pre-integrated with the world's leading digital banking providers.
Enhance your relationships with business clients by offering real-time, actionable insights, personalized suggestions, and relevant financing at the right time during the customer's journey. Explore some of the benefits listed below.
Approve lines of credit and loans faster by leveraging business customer's data from their commonly used applications.
Uptiq authentication and authorization process eliminates the time and friction of manual data sharing. Business users simply log in and connect the applications they use to run their business, enabling automated and continuous data sharing.
Uptiq groups business customers based on their connected data. Highly personalized insights and product recommendations are delivered via email, push notification, or text, at the right time, to the right customers, at the moment of greatest impact.
Those same insights can be fed via the Uptiq API to your CRM, marketing automation systems, or business orchestration workflows.
Make business loans based on the business performance and projections, not just the owner.
In addition to underwriting, Uptiq automatically monitors AR/AP, P&L, balance sheet and tax returns placing your customers’ latest financial data at your fingertips and simplifying annual compliance processes.Those same insights can be fed via the Uptiq API to your CRM, marketing automation systems, or business orchestration workflows.
The early warning system helps relationship managers immediately see critical changes in a client’s business activity. This allows for proactive interventions from the FI that can have maximum impact.
The customizable monitoring system is designed to track suspect events and data anomalies from dozens of API-connected apps.
Uptiq surfaces the right data at the right time to support FI relationship managers with insights and proactive alerts. This strengthens relationships and builds loyalty with business customers.
With a comprehensive view of company performance, FIs and businesses receive crucial insights, trends, and opportunities to make data-informed business decisions.
Regular weekly reporting helps relationship managers optimize customer outreach activity.
Relationship managers can dig into transactional data, tax returns, AR/AP, payroll, and other financial details of business operations and performance. Data can be easily downloaded or delivered to your CRM via Uptiq API.
This tool provides a summary of all Uptiq business activity to monitor trends and performance across your customer base.
Monitor churn, engagement, marketing efficiency, loyalty metrics, and more from a single viewpoint and with continuously updated data.
Continuous monitoring of cash flow, AR/AP, and behavioral signals triggers personalized insights and automated outreach.
RMs see which clients need attention today, enabling targeted conversations that drive retention and cross-sell.
