Fraud Detection & Investigation Agent

Score, Investigate, and Surface Fraud Rings Fast.

Score every transaction in real time, investigate flagged cases with the full account context investigators need, detect fraud rings linking accounts across your portfolio, and prepare recovery and SAR pathways, while keeping every confirmed-fraud action with a human.

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Institutions Trust Uptiq

Automate Fraud Scoring, Case Investigation, and Ring Detection

Replace reactive fraud review queues, manually assembled investigation case files, and isolated account-level analysis with a continuous fraud surveillance workflow that scores in real time, investigates with context, and connects the cross-account patterns that organized fraud rings depend on hiding.

Real-Time Transaction Scoring

Scores transactions for fraud risk in real time as they process, applying behavioral, velocity, network, and anomaly indicators to each transaction and returning a risk score with the specific signal drivers before the transaction settles. High-scoring transactions are immediately queued for investigator review with the scoring rationale attached, enabling the rapid triage that catches fraud before settlement rather than after funds have moved.

Scores transactions for fraud risk in real time before settlement

Returns risk scores with specific signal drivers for investigator triage context

Immediately queues high-scoring transactions for human review with full scoring rationale

Case Investigation & Context Assembly

Investigates flagged cases by assembling the full account context an investigator needs to make a disposition decision: transaction history, account behavior patterns, prior fraud flags on the account, linked entity relationships, and any external adverse signals associated with the transaction parties. Case files are structured for efficient investigator review rather than requiring the investigator to pull and reconcile data from multiple systems before the actual investigation can begin.

Assembles complete case files with account history, behavior patterns, and linked entity data

Surfaces prior fraud flags, external adverse signals, and transaction party relationships

Structures case files for efficient investigator review — context assembled, not just collected

Fraud Ring Detection & Recovery / SAR Linkage

Identifies fraud rings by analyzing the behavioral, device, network, and entity linkages that connect accounts involved in organized fraud schemes, patterns that are invisible when accounts are reviewed in isolation but become detectable when analyzed across the full account population. When a fraud ring is detected, the agent links the recovery pathway and surfaces the SAR obligation indicators relevant to the pattern, with all filing and recovery actions left to human investigators and compliance staff.

Detects cross-account fraud rings through behavioral, device, network, and entity link analysis

Links recovery pathways and SAR obligation indicators to detected ring cases

Leaves all filing, recovery, and confirmed-fraud actions to human investigators