Regulatory Reporting Agent

Filings Prepared Right. Certified by the Right People.

Assemble regulatory filings from governed data, validate every line against edit checks and source reconciliation, and package each submission for the human certifiers who hold the accountability — reducing errors, rework, and the preparation time that drains finance and compliance teams.

Book a Demo

150+

Institutions Trust Uptiq

Automate Regulatory Filing Preparation and Validation

Replace the manual data pulls, calculation reviews, and last-minute reconciliation cycles that consume finance and compliance team capacity before every filing deadline with a structured preparation workflow that assembles, validates, and packages each submission, ready for the certifiers who sign it.

Filing Assembly from Governed Data

Assembles regulatory filings: Call Report schedules, NCUA 5300, HMDA LAR, CRA data submissions, HMDA 1071 small business lending data, and 314a information requests, from the institution's governed data sources, applying the field definitions, calculation methodologies, and reporting period parameters specific to each filing type. Data lineage is maintained from every filed figure back to its source system record, satisfying the traceability requirement that regulators and auditors apply when reviewing filing accuracy.

Assembles Call Report/5300, HMDA LAR, CRA, 1071, and 314a filings from governed data

Applies filing-specific field definitions, calculation methodologies, and period parameters

Maintains data lineage from every filed figure back to its source system record

Validation, Edit Checks & Source Reconciliation

Runs the full suite of regulatory edit checks applicable to each filing type, including interschedule consistency checks, ratio and threshold validations, and prior-period change analysis, before the filing reaches the certifier for review. Source reconciliation compares filed figures against the corresponding general ledger, loan data, and operational report balances, flagging discrepancies for resolution before submission rather than after a regulatory challenge. Every validation run and its results are logged for the filing's audit documentation.

Validates against edit checks, interschedule consistency, and ratio thresholds

Reconciles filed figures to source systems: general ledger, loan data, operational reports

Logs every validation run and finding for filing audit documentation

Certification-Ready Packaging

Packages each validated filing for human certifier review with the supporting documentation needed to assess accuracy before signing: the assembled filing, the edit check results, the source reconciliation, the significant period-over-period changes with explanation context, and any unresolved validation flags with the analyst's documented rationale. Certification is never assumed or automated; every filing is handed to the designated human certifier with the documentation they need to certify with confidence rather than under time pressure.

Packages each filing with edit-check results, reconciliation, and change documentation

Presents unresolved flags with analyst rationale for certifier review and determination

Preserves the human certification step; filing submission requires explicit certifier action