Turn Digital Banking Into an SMB Growth Engine

High-Tech scale meets High-Touch service — with 100+ SMB integrations.

Automate onboarding, deepen engagement, and grow SMB lending and deposits.

Why Traditional Digital Banking Isn’t Enough for SMBs Anymore

Slow onboarding

Paper-heavy intake and fragmented document collection drive high abandonment rates.

Low SMB engagement

Clients only log in for transactions — not advice — limiting opportunities to deepen relationships.

Manual underwriting

Credit decisions are slow, rigid and fall short of modern SMB expectations.

Overstretched RMs

Limited time and insight make it hard to serve SMB clients proactively.

AI Agents That Turn Digital Banking Into a Daily Growth Platform

Uptiq’s Digital Banking Agents are powered by 100+ integrations across the SMB tech stack — including accounting, ERP, payroll, ecommerce, marketing, and banking data.

This unmatched data intelligence fuels two agents that automate onboarding, deliver proactive business insights, and unlock personalized growth opportunities.

Business Analytics Agent

Transforms digital banking into a daily strategic copilot for SMBs.

Real-time cashflow, KPI and business health dashboards

AI-powered insights, nudges and product recommendations

Built-in RM tools: churn-risk alerts, growth opportunities, smart targeting

Unlocks context-driven cross-sell across credit, deposits, and payments

Outcome :

Higher primacy, deeper engagement and more revenue per SMB customer.

Deposit Account Opening Agent

Digitizes SMB account opening and delivers a streamlined, automated path to approval.

Digital intake + document automation

KYB / fraud checks / verification

Real-time decisioning and instant funding

Works across desktop, mobile or RM-assisted onboarding

Outcome :

Faster account activation, lower abandonment, fewer manual reviews.

Integrates With Your Digital Banking Stack — No Disruption, No Heavy IT Lift

Uptiq is built to work where your team and your SMB clients already work, not replace it.

Digital banking platforms

Core systems

Digital banking platforms

CRM systems

Accounting & ERP platforms

SMB operational apps

Faster time-to-value

Zero disruption to existing workflows

Minimal IT lift

Uptiq Digital Banking Agents are modular — deploy one or both agents now, and seamlessly extend into other Uptiq agents later (e.g., lending, underwriting, fraud and more).

Every Metric That Matters for SMB Banking — Accelerated

Outcome

Frictionless SMB Account Opening

Higher Conversion & Faster Activation

Ontinuous SMB Engagemen

Operational Efficiency at Scale

Retention, Primacy & Growth

What It Means

Deposit & lending accounts opened faster with automated data collection and decisioning

Reduced drop-offs, shorter onboarding cycles, accelerated portfolio growt

Daily proactive insights replace once-a-quarter conversations

Automation removes manual intake, duplicate data entry and back-office bottlenecks

Combine seamless onboarding + daily engagement to maximize SMB share of wallet

Transform Your SMB Banking Experience