Uptiq Logo
Curql Hero Icon
Curql Logo

Accelerating AI Adoption Across Credit Unions, Together with Curql

Curql's strategic investment in Uptiq brings practical enterprise AI solutions and secure orchestration technology to your credit union processes, with proven results across lending, member experience, and operations.

Why Uptiq is Different from Every AI Demo You've Sat Through

01

Credit Union-Native Technology

Solutions Built for Your Reality

Uptiq isn't repurposed fintech software. It's purpose-built for credit union operations, compliance requirements, and member-first values.

Production-ready AI solutions for credit unions
Meets enterprise-grade security, governance, and regulatory requirements
Built by technology experts from banks and fintechs

02

From Pilot to Production in 90 Days

Beyond Experiments. Into Execution.

Credit unions don’t need more demos, they need systems that work in real workflows. Uptiq delivers secure, compliant AI agents designed to integrate with existing systems.

Seamless integration with your legacy and analytical systems
Automation across lending, servicing, and operations
Deployment models tailored for credit union use-cases

03

Expanding Access to Enterprise AI

Start Small and Scale to Enterprise

The path to enterprise AI doesn't require enterprise-scale transformation. Deploy production-ready AI agents for your workflow-specific implementations and expand across additional use cases as your needs evolve.

Curql Investor-exclusive pricing models
⁠Priority technical & professional services support
Purpose-built for credit union workflows with comprehensive customization capabilities

Where AI Delivers Results for Credit Unions

Deposit Account Opening Superagent

Intelligent digital onboarding that automates deposit account opening end-to-end, reducing drop-offs while ensuring compliant, frictionless onboarding.

Guides applicants to the right deposit products using AI-driven recommendations
Collects and pre-fills applications with smart document extraction and auto data capture
Runs built-in KYC/KYB, fraud checks, and compliance verification automatically
Integrates directly with core and digital banking systems to eliminate duplicate entry
Enables instant account funding and seamless onboarding across desktop, mobile, or RM-assisted flows

Credit Intake Superagent

Smart borrower and member intake supporting all loan types - commercial, consumer, and member lending products, with automated document collection, data extraction, and validation.

Intelligent document classification and data extraction
Automated verification of borrower information
Real-time validation against credit union policies
Seamless handoff to processing with complete data package

Credit Underwriting Superagent

Automated spreading and credit memo generation to speed underwriting and reduce errors

Read loan packets with 100s of pages and extract necessary data with high accuracy.
Spreads CRE, C&I, SBA, and private credit financials automatically
Generates structured credit memos with intelligent narratives
Flags policy exceptions and underwriting risks
Maintains full auditing, data lineage, and human-in-the-loop controls

Credit Monitoring & Covenant Superagent

Intelligent tracking of all covenants with early warning on deviations in key metrics and non-compliance.

Extracts covenants directly from loan agreements
Tracks financial metrics and covenant completion autonomously
Collects borrower data and recalculates ratios automatically
Monitors connected accounts for deviations and risk signals
Generates early-warning alerts for non-compliance or deterioration

Skip-a-Payment Agent

Automate the entire member experience and back-office workflow for processing loan payment deferrals. Members request skips in a few clicks while the agent verifies eligibility, captures consent, and updates records automatically

Eliminate manual processing and reduce staff workload.
Offer instant decisions for members within their existing online or mobile banking environment.
Ensure compliance by applying configured rules and documentation requirements automatically.
Integrate directly to the core, loan servicing, and payment systems, no duplicate data entry required.
See What Production-Ready AI Looks Like for Credit Unions

Real Impact for Your Teams

2-3x

Staff Productivity Increase

40-80%

Loan Intake Growth

40–60%

Increase in Operational Capacity

3-4x ROI

Within the First Year

From Contract Signature to Production Value in 90 Days

Unlike traditional enterprise software deployments that take 12-18 months, Uptiq's credit union-specific approach delivers production value in a quarter

Step 01

Discovery and Planning

Define priority use cases, success metrics, governance requirements, and implementation timeline.

Step 02

Legacy System Integration

Configure pre-built connectors to your legacy systems, establish data mappings, set up security protocols, complete IT environment setup.

Experience Icon 03
Step 03

Workflow Configuration

Configure AI-driven workflows across lending, onboarding, servicing, and operational processes.

Step 04

Testing and Validation

Run controlled testing with compliance checks, human-in-the-loop validation, and performance benchmarking.

Step 05

Staff Training

Enable operational teams, leadership, and developers with hands-on platform and workflow training.

Step 06

Pilot Launch

Deploy targeted AI workflows with real members and live operational data.

Step 07

Full Production

Scale validated workflows across departments with monitoring, governance, and performance tracking.

Step 08

Expansion and Optimization

Continuously add new use cases, optimize workflows, and expand enterprise-wide AI adoption.

Built to Integrate with Your Core

CURQL member credit unions run on diverse core banking systems. Uptiq integrates with all of them, no rip-and-replace required.

Fiserv Logo
Temenons Logo
Jack Henry Logo
Finastra Logo
….and more

Your Investment Unlocks More Than Capital

Exclusive Pricing Models
Peer Learning Network
Over 100 integrations across core systems and CRMs
Priority Technical and Professional Services Support
Beta Access to new AI capabilities
Chart Icon
Benchmarking Data
Ready to Bring Production-Ready AI to Your Credit Union?