AI for lenders

AI for lenders: deal velocity. Credit discipline.

Qore agents screen the deal, build the file and watch the portfolio after close. Your credit team moves faster without loosening the box, with every figure cited back to the source document.

Every figure citedEvery deal sized to your boxEvery file diligence-ready
See the deal lifecycle
QOrigination / Phoenix Multifamily
Access controlled

128-unit multifamily, Phoenix AZ

$18,400,000 bridge loan · DL-0412

Ready for committee
  1. Rent roll and T-123 years, tied out
  2. SizingInside the box
  3. SponsorREO schedule and PFS spread
  4. Screening memoReady for your edits
T-12 NOI$1.62M+5.9%
DSCR1.24xInside the box
LTV68%Max 75%
Debt yield8.8%Min 8%
Operating statement20232024T-12
Gross potential rent$2.31M$2.44M$2.56M
Effective gross income$2.14M$2.27M$2.38M
Operating expenses$0.71M$0.74M$0.76M
Net operating income$1.43M$1.53M$1.62M
Qore completed 31 governed actionsEvery figure cited

Illustrative Qore workspace · sample deal data

  1. ScreenRead the package and check it against your box
  2. UnderwriteSpread the sponsor and size the deal
  3. MemoDraft the IC memo in your house format
  4. MonitorTrack reporting and covenants after close
3×more deals per analyst
41%faster underwriting
63%less memo prep
95%+document accuracy
The throughput ceiling

Deal flow isn't the constraint. The hours between arrival and answer are.

Packages sit in the queue

Broker packages wait for an analyst to read them, and warm deals go cold before a term sheet goes out.

Headcount caps volume

More deals means more analysts re-keying rent rolls and spreading sponsors by hand.

Surprises after close

Borrower reporting is chased by email, and covenant breaches surface at the annual review, or when an investor asks.

See how many more deals your team could screen in a week, on one of your own packages.

Why Qore is better

One operating layer from intake to payoff, sized against your credit policy.

Point tools automate one stage. Qore connects the full lifecycle, with one borrower record and one policy layer across every step.

Works with what you have

Connects to your CRM, LOS, asset management system and data room through 100+ integrations. No LOS required.

Your credit team stays in charge

Agents prepare the deal. Your people size it, price it and decide.

Start with one workflow

Pick the highest-friction stage, see results in weeks, and add agents when you're ready.

CapabilityGeneric AIQore
Reads rent rolls, T-12s, leases and BBCs at 95%+ accuracy
Sizes every deal against your credit box
Every figure traced to the source document
IC memo drafted in your house format
Connects to your CRM, LOS and data room
Borrower data kept out of model trainingUnclear

Compare it against how your team underwrites today, on one real deal.

Agents across the deal lifecycle

From broker package to payoff, on one platform.

Every agent runs on Qore: it reads the documents, knows the work, sizes against your credit policy and connects to your systems.

01 / 04 · Screening

Screen the deal before it costs you an hour

Agents take in the broker package, chase what is missing and check it against your box. Deals that fit move. Deals that don't come back the same day.

Screening · Phoenix MultifamilyGoverned
Broker package14 docs read
Missing items2 requested
Box checkFits CRE bridge
02 / 04 · Origination

Term sheet out while the deal is warm

Agents read the rent roll, spread the sponsor, size the deal and draft the credit memo. CRE and C&I, the day the package lands.

Origination · Phoenix MultifamilyGoverned
Rent roll · 128 units94% occupied
Sponsor global cash flow1.42x
IC memoDraft for review
03 / 04 · Portfolio

Catch the covenant before your investors do

Agents collect borrower reporting, track covenants and flag deterioration between annual reviews.

Portfolio · Bridge bookGoverned
Q3 reporting received41 of 44 loans
DSCR covenant · DL-0388Breach risk
Occupancy trend · DL-0291Watch
04 / 04 · Diligence

Your file survives diligence

Every file complete, consistent and documented against your credit policy. Warehouse, rating agency and LP requests stop being fire drills.

Diligence · Warehouse renewalGoverned
Loan files complete44 of 44
Figures cited to source100%
Policy exceptionsDocumented and approved

Illustrative Qore workspace · sample data

For your credit team

More deals through the same bench, without loosening the box.

Originators

Know the same day whether a deal fits, so you can quote while the sponsor is still talking to you.

Credit analysts

Start every file with the rent roll read, the sponsor spread and the sizing run. Spend your time on judgment.

Credit committee

Review IC memos in your house format, with every figure linked back to the source document.

Portfolio managers

Borrower reporting collected and covenants tracked, with deterioration flagged early.

Capital partners and IR

Answer warehouse, rating agency and LP diligence without reconstructing the analysis.

Operations

One borrower record across intake, underwriting and servicing, without stitching tools together.

Tell us which stage you want to start with. We will show you that workflow on a real deal.

Your deals. Your data.

Borrower data stays in your systems. It never trains a model.

Qore's agents reference the information they need from your CRM, LOS and data room instead of harvesting it into a model's knowledge base. Your credit policy governs the work, and every action is on record.

DataYour CRM, LOS and data room
KnowledgeYour credit box
AccessTeam and agent roles
AuditEvery figure to source
Questions teams ask first

Before you book the call

We don't have a traditional LOS. Do we need one?

No. Most non-bank lenders run on a CRM, spreadsheets and document tools, and Qore is built for that. It connects to Salesforce, HubSpot, Affinity and other CRM-driven pipelines and pushes structured credit output into what you already use.

Can it handle multi-entity borrower structures?

Yes. The underwriting agent handles consolidated and unconsolidated financials, guarantor analysis, tiered ownership and global cash flow across entities, without custom Excel models.

How does it help with IC and capital partner audits?

IC memos are produced in your house format with every figure sourced to the originating document, so a capital partner can verify the underwriting on any deal without your team rebuilding the analysis.

How do we get started?

Most lenders start with their highest-friction stage, usually underwriting or IC memo generation, and run it alongside the existing process. A single agent deploys in as few as five business days, with no full-suite commitment.

Start with one workflow

See an agent run one of your real deals.

Bring a recent deal package. We'll show you the screen, the sizing and the memo, on your documents, not a demo dataset.

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